Business Line of Credit
Fund seed, fuel, and labor through the season and repay when harvest revenue lands.
Explore Business Line of CreditIndustry funding
Cover seed, equipment, and labor through the season until harvest revenue arrives — with terms aligned to your actual growing cycle.
The cash-flow reality
We've funded enough agriculture businesses to know exactly where the money gets tight. Here's what we structure around.
Income often arrives at harvest while inputs, fuel, and labor are spent steadily across the entire growing cycle.
Yields and commodity prices swing year to year, making rigid, evenly-spaced payments a poor fit for farm cash flow.
Tractors, harvesters, and irrigation systems carry large price tags that a single season's revenue can't easily absorb.
Recommended products
Based on how agriculture businesses earn and spend, these products tend to fit best.
By the numbers
In their words
“Our line of credit carried us from planting through harvest. We paid it down after the crop sold, just as planned.”
Agricultural operations typically qualify with 6+ months in business, $15,000+ monthly revenue, and a 500+ credit score. Seasonal revenue patterns are expected.
Steady capital. Solid partners.
Apply in about five minutes with no hard credit pull, or talk through your options with an advisor who knows your industry.