Industry funding

Funding for Auto Repair businesses

Finance diagnostic equipment and lifts, stock parts inventory, and manage the cash-flow gap between insurance and customer payments.

The cash-flow reality

Challenges in auto repair

We've funded enough auto repair businesses to know exactly where the money gets tight. Here's what we structure around.

Expensive diagnostic gear

Modern vehicles demand pricey scan tools, lifts, and alignment equipment that quickly become outdated.

Parts inventory and payment timing

You often buy parts up front while insurance or fleet customers pay on a delay, squeezing day-to-day cash.

Bay downtime is lost revenue

An out-of-service lift or tool means turned-away cars — and lost income until it's repaired or replaced.

Recommended products

Funding solutions for auto repair

Based on how auto repair businesses earn and spend, these products tend to fit best.

By the numbers

What auto repair funding looks like

Up to 100%
Equipment financing
Same / next day
Funding possible
$5K-$1M
Funding range

In their words

A auto repair owner's story

“We added two lifts and a new alignment machine on equipment financing. More bays, more cars, and the gear pays for itself.”
Luis Ferreira
Owner, Ferreira Auto Service

Eligibility for Auto Repair businesses

Auto repair shops typically qualify with 6+ months in business, $15,000+ monthly revenue, and a 500+ credit score. Equipment financing is among the easiest to approve.

Steady capital. Solid partners.

Ready to fund your auto repair business?

Apply in about five minutes with no hard credit pull, or talk through your options with an advisor who knows your industry.