Industry funding

Funding for Franchises businesses

Fund franchise fees, build-outs, and additional units — we work with single operators and multi-unit owners alike to grow your footprint.

The cash-flow reality

Challenges in franchises

We've funded enough franchises businesses to know exactly where the money gets tight. Here's what we structure around.

Heavy up-front costs

Franchise fees, buildouts, and initial inventory must all be funded before a new unit ever opens its doors.

Multi-unit expansion capital

Adding the next location is how franchisees build wealth, but each unit requires significant capital ahead of revenue.

Brand-standard upgrades

Franchisors mandate remodels and equipment refreshes on a schedule, regardless of an individual unit's cash position.

Funding solutions for franchises

Based on how franchises businesses earn and spend, these products tend to fit best.

By the numbers

What franchises funding looks like

$50K-$5M

Funding available

Up to 25 yrs

SBA terms

Multi-unit

Operators welcome

In their words

A franchises owner's story

“Northwind financed our third and fourth locations through SBA loans. The terms made multi-unit growth actually affordable.”

Bianca Russo

Multi-Unit Franchisee

Eligibility for Franchises businesses

Franchisees qualify best with 2+ years in business and a 640+ score for SBA financing; long-term loans and equipment financing accept a 500+ credit score.

Steady capital. Solid partners.

Ready to fund your franchises business?

Apply in about five minutes with no hard credit pull, or talk through your options with an advisor who knows your industry.

Apply in 5 minutes Talk to an advisor