SBA Loans
Finance property purchases and major renovations with the lowest rates and terms up to 25 years.
Explore SBA LoansIndustry funding
Funding for Hospitality businesses
Renovate rooms, manage seasonal swings, and invest in the guest experience — flexible capital for hotels, inns, and event venues.
The cash-flow reality
Challenges in hospitality
We've funded enough hospitality businesses to know exactly where the money gets tight. Here's what we structure around.
Seasonal occupancy swings
Revenue rises and falls sharply with the season, yet staffing, maintenance, and debt service run all year.
Renovation is non-negotiable
Tired rooms and dated amenities cost bookings, but refreshes are capital-intensive and best done in the off-season.
Big-ticket acquisitions
Buying or expanding a property requires substantial, patient capital that day-to-day operations can't fund alone.
Recommended products
Funding solutions for hospitality
Based on how hospitality businesses earn and spend, these products tend to fit best.
By the numbers
What hospitality funding looks like
Up to 25 yrs
SBA terms
$25K-$5M
Funding available
Seasonal
Cash-flow alignment
In their words
A hospitality owner's story
“We renovated 20 rooms in the off-season on a long-term loan and raised our rates the next summer. Occupancy and reviews both climbed.”
Eligibility for Hospitality businesses
Hotels, inns, and venues qualify best with 2+ years in business and a 640+ score for SBA loans; lines of credit and long-term loans accept a 500+ score.
Steady capital. Solid partners.
Ready to fund your hospitality business?
Apply in about five minutes with no hard credit pull, or talk through your options with an advisor who knows your industry.