Business Line of Credit
Bridge the gap between billable work and client payment, keeping payroll funded effortlessly.
Explore Business Line of CreditIndustry funding
Funding for Professional Services businesses
Bridge project billing cycles, hire ahead of demand, and invest in tools — lines of credit built for law, accounting, and consulting firms.
The cash-flow reality
Challenges in professional services
We've funded enough professional services businesses to know exactly where the money gets tight. Here's what we structure around.
Long billing cycles
Project and retainer work is often billed monthly or at milestones, leaving a gap between doing the work and collecting.
Payroll is the product
Your people are the business, and meeting payroll on time is non-negotiable even when client payments run late.
Investing to scale
Winning bigger engagements means hiring and tooling up ahead of the revenue those engagements will produce.
Recommended products
Funding solutions for professional services
Based on how professional services businesses earn and spend, these products tend to fit best.
By the numbers
What professional services funding looks like
Up to 90%
Invoice advance
$5K-$250K
Typical line of credit
24-48 hrs
Funding speed
In their words
A professional services owner's story
“A line of credit smoothed the gap between milestone billings on a long engagement. We made payroll every cycle without a second thought.”
Eligibility for Professional Services businesses
Professional firms typically qualify with 6+ months in business, $15,000+ monthly revenue, and a 500+ credit score. B2B invoices strengthen factoring approvals.
Steady capital. Solid partners.
Ready to fund your professional services business?
Apply in about five minutes with no hard credit pull, or talk through your options with an advisor who knows your industry.