SBA Loans
Finance owner-occupied commercial property with the lowest rates and terms up to 25 years.
Explore SBA LoansIndustry funding
Funding for Real Estate businesses
Fund renovations, bridge between closings, and cover carrying costs — SBA and long-term loans built for property-heavy plans and patient timelines.
The cash-flow reality
Challenges in real estate
We've funded enough real estate businesses to know exactly where the money gets tight. Here's what we structure around.
Carrying costs between deals
Taxes, insurance, and maintenance accrue while a property sits between purchase, renovation, and sale or lease-up.
Renovation capital up front
Value-add projects require materials and labor long before the improved property generates higher rents or a sale.
Timing gaps at closing
Funds can be locked up in one deal exactly when capital is needed to move on the next opportunity.
Recommended products
Funding solutions for real estate
Based on how real estate businesses earn and spend, these products tend to fit best.
By the numbers
What real estate funding looks like
Up to 25 yrs
SBA real-estate terms
$25K-$5M
Funding available
Prime + 2.25%
SBA rates from
In their words
A real estate owner's story
“An SBA loan let us buy and renovate our office building with payments lower than the rent we were paying. Owning beats leasing.”
Eligibility for Real Estate businesses
Real estate operators qualify best with 2+ years in business and a 640+ credit score for SBA financing; long-term loans and lines accept a 500+ score.
Steady capital. Solid partners.
Ready to fund your real estate business?
Apply in about five minutes with no hard credit pull, or talk through your options with an advisor who knows your industry.