Invoice Factoring
Turn freight bills into next-day cash by advancing up to 90% the moment a load is delivered.
Explore Invoice FactoringIndustry funding
Funding for Transportation & Trucking businesses
Cover fuel, repairs, and payroll while you wait on freight invoices — factoring turns net-60 receivables into next-day cash so the wheels keep turning.
The cash-flow reality
Challenges in transportation & trucking
We've funded enough transportation & trucking businesses to know exactly where the money gets tight. Here's what we structure around.
Net-30 to net-60 freight terms
Brokers and shippers routinely pay in 30-60 days, but fuel, maintenance, and drivers must be paid this week.
Volatile fuel and repair costs
Diesel prices swing and breakdowns are unpredictable, demanding ready cash to keep trucks rolling.
Growth means more rigs
Adding trucks or trailers to take on more freight requires capital before the new revenue arrives.
Recommended products
Funding solutions for transportation & trucking
Based on how transportation & trucking businesses earn and spend, these products tend to fit best.
By the numbers
What transportation & trucking funding looks like
24-48 hrs
Freight invoice to cash
Up to 90%
Advance on invoices
$5K-$1M
Funding range
In their words
A transportation & trucking owner's story
“Factoring our freight bills means I fuel up and make payroll the day after delivery instead of waiting 45 days. It changed how we run.”
Eligibility for Transportation & Trucking businesses
Carriers and owner-operators typically qualify with 6+ months in business, $15,000+ monthly revenue, and a 500+ credit score. Creditworthy brokers strengthen factoring.
Steady capital. Solid partners.
Ready to fund your transportation & trucking business?
Apply in about five minutes with no hard credit pull, or talk through your options with an advisor who knows your industry.