Who we serve

Capital tailored to how your industry works

Every business has its own rhythm of earning and spending. We've funded 16+ industries and structure each deal to match the way you actually run.

Construction

Fund materials, payroll, and equipment before a job pays out. Lines of credit and factoring smooth the gap between invoicing and getting paid.

Funding for Construction

Healthcare

Bridge slow insurance reimbursements and invest in new equipment or space without disrupting patient care or cash reserves.

Funding for Healthcare

HVAC

Stock seasonal inventory, finance service vans, and keep crews paid through the slow months with flexible working capital.

Funding for HVAC

Manufacturing

Buy raw materials in bulk, finance machinery, and fulfill large orders before customer payment lands. Built for production cycles.

Funding for Manufacturing

Restaurants

Renovate, add locations, or cover seasonal dips. Merchant cash advances flex with daily card sales — lighter on slow days.

Funding for Restaurants

Retail

Stock up before peak season, fund a new storefront, or run promotions. Lines of credit keep inventory flowing year-round.

Funding for Retail

Technology

Extend runway, hire ahead of revenue, and finance hardware. Long-term loans support growth without diluting ownership.

Funding for Technology

Real Estate

Fund renovations, bridge between closings, and cover carrying costs. SBA and long-term loans for property-heavy plans.

Funding for Real Estate

Auto Repair

Finance diagnostic equipment and lifts, stock parts inventory, and manage cash flow between insurance and customer payments.

Funding for Auto Repair

Salons & Spas

Build out new chairs and rooms, upgrade equipment, and launch marketing. Funding that scales with your booking growth.

Funding for Salons & Spas

Agriculture

Cover seed, equipment, and labor through the season until harvest revenue arrives. Terms aligned to your growing cycle.

Funding for Agriculture

Medical & Dental

Finance advanced equipment, expand your practice, or smooth reimbursement timing — without touching operating reserves.

Funding for Medical & Dental

Hospitality

Renovate rooms, manage seasonal swings, and invest in guest experience. Flexible capital for hotels, inns, and venues.

Funding for Hospitality

Professional Services

Bridge project billing cycles, hire ahead of demand, and invest in tools. Lines of credit for law, accounting, and consulting firms.

Funding for Professional Services

Franchises

Fund franchise fees, build-outs, and additional units. We work with single operators and multi-unit owners alike.

Funding for Franchises

Every industry welcome

Don't see your industry?

These are just the businesses we serve most often. If you've been operating for six months with steady revenue, there's a strong chance we can fund you too.

Tell us what you do and a dedicated advisor will tailor the right solution — no obligation, no hard credit check.

Basic eligibility

  • 6+ months in business
  • $15,000+ in monthly revenue
  • 500+ personal credit score
  • A U.S.-based, for-profit business

Steady capital. Solid partners.

Funding built for your business

Join 10,000+ owners across America who fund and grow with Northwind.